Protect what matters most with identity theft coverage while enjoying exclusive rates on loans and certificates.
Key Features
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Free Digital Banking
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Surcharge Free ATMs
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Free Annual Box of Checks
- 0.25% APY on all balances.
- Fully managed identify theft recovery – Covers all types of identity theft and includes coverage for up to three generations of family members.
- Identity theft expense reimbursement insurance – Covers certain expenses incurred in identity recovery.
- Mobile Phone Coverage – Provides insurance coverage up to $500 minus a $50 deductible for your device’s repairs or replacement due to accidental damage, mechanical failure or theft.
- An entitlement to powerful, proactive Identity Monitoring Services with Alerts:
- Credit monitoring – Provides alerts for credit inquiries, new credit lines, address change and more.
- Dark web monitoring – Get alerts if your personal information is compromised on the Dark Web.
- 0.50% reduction on loan rates – Wealthcare Checking account holders will receive a half point discount on standard published, credit-qualified (non-special) loan rates. Cannot be used in conjunction with Intrepid Rewards.
- 0.50% increase on certificate rates – Wealthcare Checking account holders will receive a half point increase on standard published, credit-qualified (non-special) certificate rates. Cannot be used in conjunction with Intrepid Rewards.
- Free annual box of checks
- Fee waivers on in-branch services – Wealthcare Checking account holders will not be charged for coin counting, counter checks, teller checks or notary services.
- Free digital banking
- Free Mastercard® debit card with 24/7 fraud monitoring
- Surcharge-free ATMs available via the CO-OP® network
- Earn Intrepid Rewards to redeem for CU perks
- Overdraft protection available
Unlock your WealthCare Benefits
Rate Information: A fixed rate checking account with no minimum balance requirement. The account dividend rate will be determined by the Board of Directors and adjusted as needed to maintain a competitive rate for our members.
Compounding and Crediting: Dividends will be earned daily. The dividend period is daily, and dividends will be compounded and credited to the account monthly.
Dividend Period: For this account type, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All other dividend periods follow this same pattern of dates. The dividend declaration date follows the ending date of the dividend period, and for the example above is February 1. If you close your account before dividends are paid, you will not receive the accrued dividends.
Balance Computation Method: Dividends are calculated by the daily balance method which applies a daily periodic rate to the daily balance for the daily balance calculation period.
Accrual of dividends on noncash deposits - Dividends will begin to accrue on the business day you place noncash items (for example, checks) in your account.
Minimum balance requirements: The minimum balance required to open this account is $100.00.
Dividends: All balances earn a dividend rate of 0.25% APY.
Service Fee: The service charge is $5.00 each month.
